Loan Settings Values

Introduction

This article lists the loan settings collections available in the API. For more information on collection values, take a look at our Enumerated Values Index article.

Card Payment Fee Types (loan.cardfee.types)

ValueDescription
loan.cardfee.types.0This option waves the card payment fee
loan.cardfee.types.1This option sets the flat fee
loan.cardfee.types.2This option uses a percentage value
loan.cardfee.types.3This option chooses between the greater of a flat fee or percentage
loan.cardfee.types.4This option chooses between the lesser of a flat fee or percentage

E-Billing (loan.ebilling)

ValueDescription
loan.ebilling.noThis means no e-billing
loan.ebilling.yesThis means you want the e-bill to apply.

ECOA Codes (loan.ecoacodes)

ValueDescription
loan.ecoacodes.00 - Not specified
loan.ecoacodes.11 - Individual/primary
loan.ecoacodes.22 - Joint contract
loan.ecoacodes.77 - Maker
loan.ecoacodes.AA - System managed
loan.ecoacodes.TT - Associate terminated
loan.ecoacodes.XX - Consumer deceased
loan.ecoacodes.ZZ - Delete borrower

Credit Status (loan.creditstatus)

ValueDescription
loan.creditstatus.0AUTO - Allow system to manage this field
loan.creditstatus.11Current Account - 0-29 days past the due date
loan.creditstatus.13Paid or closed account/zero balance.
loan.creditstatus.5Account transferred to another office
loan.creditstatus.61Account paid in full, was a voluntary surrender.
loan.creditstatus.62Account paid in full, was a collection account.
loan.creditstatus.63Account paid in full, was repossession
loan.creditstatus.64Account paid in full, was a charge-off
loan.creditstatus.71Account 30-59 past the due date
loan.creditstatus.78Account 60-89 days past the due date
loan.creditstatus.80Account 90-119 days past the due date
loan.creditstatus.82Account 120-149 days past the due date
loan.creditstatus.83Account 150-179 days past the due date
loan.creditstatus.84Account 180 days or more past the due date
loan.creditstatus.93Account assigned to internal or external collections
loan.creditstatus.95Voluntary surrender
loan.creditstatus.96Merchandise was repossessed; there may be a balance due
loan.creditstatus.97Unpaid balance reported as a loss (charge-off)
loan.creditstatus.99Do not send
loan.creditstatus.DADeletes entire account (for reasons other than fraud)
loan.creditstatus.DFDelete entire account due to confirmed fraud (fraud investigation completed)

Credit Bureau (loan.creditbureau)

ValueDescription
loan.creditbureau.00Auto loan
loan.creditbureau.01Unsecured
loan.creditbureau.02Secured
loan.creditbureau.03Partially secured
loan.creditbureau.04Home improvements
loan.creditbureau.06Installment sales contract
loan.creditbureau.08Real estate - specific type unknown
loan.creditbureau.0ATimeshare loan
loan.creditbureau.0GFlexible spending credit card
loan.creditbureau.11Recreational merchandise
loan.creditbureau.12Education
loan.creditbureau.13Non-auto lease
loan.creditbureau.15Personal line of credit
loan.creditbureau.17Manufactured housing
loan.creditbureau.18Credit card
loan.creditbureau.1CHousehold goods
loan.creditbureau.20Note loan
loan.creditbureau.22Secured by household goods
loan.creditbureau.23Secured by household goods and other collateral
loan.creditbureau.26Conventional real estate mortgage
loan.creditbureau.3AAuto lease
loan.creditbureau.47Credit line secured
loan.creditbureau.5AReal estate - Junior liens and non-purchase money first
loan.creditbureau.5BSecond mortgage
loan.creditbureau.6ACommercial installment loan
loan.creditbureau.6BCommercial mortgage loan
loan.creditbureau.6DHome equity installment payments
loan.creditbureau.7ACommercial line of credit
loan.creditbureau.89Home equity line of credit
loan.creditbureau.90Medical debt
loan.creditbureau.91Debt consolidation

Reporting Type (loan.reportingtype)

ValueDescription
loan.reportingtype.CLine of credit
loan.reportingtype.IInstallment
loan.reportingtype.MMortgage
loan.reportingtype.OOpen
loan.reportingtype.RRevolving