Add amount past due adjustment

While rare, lenders sometimes need to make adjustments to a loan's amount past due (APD). Note the following when using this request:

APD adjustments do not affect a loan's setup term values such as interest, principal amount, fees, and more. APD adjustments simply affect the amount of money that is past due on a payment.

APD adjustments work in one of two ways: either increasing the amount past due or resetting it to zero—no in-between.

An APD adjustment can also be used to reset days past due.

For an example of how APD adjustments work within the UI, take a look at our Past Due Adjustments article.

Database

For information on past due adjustment database tables, see the following articles:

Database – Amount Past Due Adjustment (loan_apd_adjustment_entity)

{
     "APDAdjustments": {
          "results": [
               {
                    "date": "2022-06-01",
                    "type": "loan.apd.adjust.type.fixed",
                    "dollarAmount": 85
               }
          ]
     }
}