Add Amount Past Due Adjustment

General

While rare, lenders sometimes need to make adjustments to a loan's amount past due (APD). Here's what you need to know about this request:

• APD adjustments do not affect a loan's setup term values such as interest, principal amount, fees, and more. APD adjustments simply affect the amount of money that is past due on a payment.
• APD adjustments work in one of two ways: either increasing the amount past due or resetting it to zero—no in-between.
• An APD adjustment can also be used to reset days past due.

For an example of how APD adjustments work within the UI, take a look at our Past Due Adjustments article.

Database

For information on past due adjustment database tables, see the following articles:

• Database – Amount Past Due Adjustment (loan_apd_adjustment_entity)

{
     "APDAdjustments": {
          "results": [
               {
                    "date": "2022-06-01",
                    "type": "loan.apd.adjust.type.fixed",
                    "dollarAmount": 85
               }
          ]
     }
}

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Try It Instructions

Our requests often provide sample payload information so that you can receive a 200 response from simply hitting the Try It button. This request is ready for you—expand the object by clicking the "+" symbol and hit Try It to send the request.

If you would like to try this request with your own tenant account, make sure to change the headers to match your own authentication information.