While rare, lenders sometimes need to make adjustments to a loan's amount past due (APD). Note the following when using this request:

APD adjustments do not affect a loan's setup term values such as interest, principal amount, fees, and more. APD adjustments simply affect the amount of money that is past due on a payment.

APD adjustments work in one of two ways: either increasing the amount past due or resetting it to zero—no in-between. A negative dollarAmount will not reduce the APD.

An APD adjustment can also be used to reset days past due.

For an example of how APD adjustments work within the UI, take a look at our Past Due Adjustments article.

Database

For information on past due adjustment database tables, see the following articles:

Database – Amount Past Due Adjustment (loan_apd_adjustment_entity)

{
     "APDAdjustments": {
          "results": [
               {
                    "date": "2022-06-01",
                    "type": "loan.apd.adjust.type.fixed",
                    "dollarAmount": 85
               }
          ]
     }
}