Log a credit limit adjustment

Credit limit adjustments are used by lenders to increase or decrease a borrower's allowed credit limit. Note the following when using this request:

EachBucket has its own credit limit. However, the account's total credit limit is determined by the primary bucket on the account. To adjust an account's total allowable credit limit, use the ID of the primary bucket.

Credit limit adjustments can not be logged in the past. The adjustment date must be after the current billing cycle's start date.

For an example of how credit limit adjustments work in the UI, take a look at our Line of Credit – Credit Limit Adjustments article.

Database

For information regarding Line of Credit database tables, see the following articles:

Database – Line of Credit Credit Limit Adjustment (line_of_credit_credit_limit_adjustment_entity

Database – Line of Credit Account (line_of_credit_entity)

{
    "bucketId": 1,
    "date": "2025-04-24",
    "info": "Credit Limit Increase",
    "lineOfCreditId": 340,
    "newCreditLimit": "10000",
    "ignoreGuardrailWarnings": false
}