NACHA Return Code Values

Introduction 

This article lists the NACHA return code collections that area available in the API. For more information on collection values, take a look at our Enumerated Values Index article.

NACHA Return Codes (nacha.returnCode)

ValueDescription
nacha.returnCode.r01This is the insufficient funds return code.
nacha.returnCode.r02This is the bank account closed return code.
nacha.returnCode.r03This is the no bank account/unable to locate account return code.
nacha.returnCode.r04This is the invalid bank account number return code.
nacha.returnCode.r05This is the improper debit to consumer account return code.
nacha.returnCode.r06This is the returned per ODFI request return code.
nacha.returnCode.r07This is the authorization revoked by customer return code.
nacha.returnCode.r08This is the payment stopped return code.
nacha.returnCode.r09This is the uncollected funds return code.
nacha.returnCode.r10This is the customer advises not authorized return code.
nacha.returnCode.r11This is the check truncation entry return code.
nacha.returnCode.r12This is the branch sold to another RDFI return code.
nacha.returnCode.r13This is the RDFI not qualified to participate return code.
nacha.returnCode.r14This is the representative payee deceased or unable to continue in that capacity return code.
nacha.returnCode.r15This is the beneficiary or bank account holder return code.
nacha.returnCode.r16This is the bank account frozen return code.
nacha.returnCode.r17This is the file record edit criteria return code.
nacha.returnCode.r18This is the improper effective entry date return code.
nacha.returnCode.r19This is the amount field error return code.
nacha.returnCode.r20This is the non-payment bank account return code.
nacha.returnCode.r21This is the invalid company ID number return code.
nacha.returnCode.r22This is the invalid individual ID number return code.
nacha.returnCode.r23This is the credit entry refused by receiver return code.
nacha.returnCode.r24This is the duplicate entry return code.
nacha.returnCode.r25This is the addenda error return code.
nacha.returnCode.r26This is the mandatory field error return code.
nacha.returnCode.r27This is the trace number error return code.
nacha.returnCode.r28This is the transit routing number check digit error return code.
nacha.returnCode.r29This is the corporate customer advises not authorized return code.
nacha.returnCode.r30This is the RDFI not participant in check truncation program return code.
nacha.returnCode.r31This is the permissible return entry (CCD and CTX only) return code.
nacha.returnCode.r32This is the RDFI non-settlement return code.
nacha.returnCode.r33This is the return of XCK entry return code.
nacha.returnCode.r34This is the limited participation RDFI return code.
nacha.returnCode.r35This is the return of improper debit entry return code.
nacha.returnCode.r36This is the return of improper credit entry (RCK) NACHA return code.
nacha.returnCode.r37This is the source document presented for payment NACHA.
nacha.returnCode.r38This is the stop payment source document return code.
nacha.returnCode.r39This is the improper source document/ source document presented for payment return code.
nacha.returnCode.r40This is the return of ENR entry by Federal Government Agency (ENR only) NACHA.
nacha.returnCode.r41This is the invalid transaction code (ENR only) NACHA.
nacha.returnCode.r42This is the routing number/ check digit error (ENR only) NACHA.
nacha.returnCode.r43This is the invalid DFI account number (ENR only) NACHA.
nacha.returnCode.r44This is the invalid individual ID number/ Identification number (ENR only) NACHA.
nacha.returnCode.r45This is the invalid individual name/ company name (ENR only) NACHA.
nacha.returnCode.r46This is the invalid representative payee indicator (ENR only) NACHA.
nacha.returnCode.r47This is the duplicate enrollment (ENR only) NACHA.
nacha.returnCode.r50This is the state law affecting RCK acceptance NACHA.
nacha.returnCode.r51This is the amount of the RCK entry was not accurately obtained from the item NACHA.
nacha.returnCode.r52This is the stop payment on item (adjustment entries) NACHA.
nacha.returnCode.r53This is the item and ACH entry present for payment NACHA.
nacha.returnCode.61This is the misrouted return NACHA.
nacha.returnCode.r62This is the incorrect trace number NACHA.
nacha.returnCode.r63This is the incorrect dollar amount NACHA.
nacha.returnCode.r64This is the incorrect individual identification NACHA.
nacha.returnCode.r65This is the incorrect transaction code NACHA.
nacha.returnCode.r66This is the incorrect company identification NACHA.
nacha.returnCode.r67This is the duplicate return NACHA.
nacha.returnCode.r68This is the untimely return NACHA.
nacha.returnCode.r69This is the multiple errors NACHA.
nacha.returnCode.r70This is the permissible return entry not accepted NACHA.
nacha.returnCode.r71This is the misrouted dishonored return NACHA.
nacha.returnCode.r72This is the untimely dishonored return NACHA.
nacha.returnCode.r73This is the timely original return NACHA.
nacha.returnCode.r74This is the corrected return NACHA.
nacha.returnCode.r75This is the return not a duplicate return code.
nacha.returnCode.r76This is the non-accepted of r62 dishonored return.
nacha.returnCode.r80This is the cross-border payment coding error NACHA.
nacha.returnCode.r81This is the non-participant in cross-border program NACHA.
nacha.returnCode.r82This is the invalid foreign receiving DFI identification NACHA.
nacha.returnCode.r83This is the foreign receiving DFI unable to settle NACHA.
nacha.returnCode.r84This is entry not processed by OGO NACHA.
nacha.returnCode.r85This is the incorrectly coded outbound international payment return code.
nacha.returnCode.r100This is the no r-code available return code.