This section provides on overview on ACHQ (formerly SpeedChex) in Secure Payments.
Secure Payments is integrated with multiple payment processors. ACHQ (formerly SpeedChex) is one of LoanPro's integrated payment processor partners.
You can retrieve ACHQ processor configuration information, create processor configuration, update processor configuration, delete processor configuration, and process an ACHQ payment.
You will find the key-value pairs for the speedchex entity below.
Key-value pairs
| Value: | Definition: |
|---|---|
id | The ID of the processor configuration. |
name | The name of the payment processor configuration. > This name must be unique. |
email | The email account associated with your ACHQ account. |
express_verify | Determines whether an algorithmic verification of routing and account numbers is enabled. |
process_non_connected | Determines whether to process payment transactions for payment profiles that have not been connected via LoanPro's User Permissioned Bank Account Access feature. |
gateway_id | The gateway ID associated with your ACHQ account. > Provided by ACHQ. |
gateway_key | The gateway key associated with your ACHQ account. > Provided by ACHQ. |
demo_mode | Determines whether demo mode is enabled. > If set to true, Secure Payments will not send transactions to ACHQ. |
auto_reversal | Determines whether to automatically reverse payments in the LoanPro loan management system if they are returned by ACHQ. |
merchant_id | The merchant ID associated with your ACHQ account. > Provided by ACHQ. |
account_balance_check | Determines whether to use LoanPro's User-Permissioned Bank Account Access feature to continually capture the balance of bank accounts used with this processor configuration. |
same_day | Determines whether same-day transactions are enabled. |
same_day_cutoff_time | The cut-off time for same-day ACH transactions. Required if same_day is set to true. > Formatted as hh:mm in 15-minute increments between 00:00 and 23:45. > If made before the cut-off time, same-day transactions are processed on the same day they are created. |
same_day_cutoff_timezone | The time zone in which the same-day cut-off time is located. Required if same_day is set to true. > Time zones are updated automatically to reflect daylight savings time. |
email_customer | Determines whether ACHQ will email the customer. |