This section provides an overview on NACHA in Secure Payments.
Secure Payments provides unbalanced NACHA files for transaction processing within the United States. NACHA files generate a batch file of all transactions made during that day.
You can retrieve NACHA file reports, retrieve batch status, retrieve the transactions within a batch, and download a NACHA file.
You can also create a NACHA processor, create a NACHA transaction, manually generate a NACHA batch file, and perform a broader NACHA report search.
For more information on NACHA files and processing, see our article NACHA article.
You'll find the key-value pairs for the nacha object below.
Key-value pairs
| Value: | Definition: |
|---|---|
id | The processor ID. |
name | The processor name. |
company_name | Name of your company. |
immediate_origin | Determines whether to use the immediate origin. |
immediate_origin_name | The immediate origin name. |
company_as_origin | The company to use as origin. |
bank_name | Bank name. |
exclude_banking_holidays | Determines whether Secure Payments will batch on banking holidays. |
on_us_processing | LoanPro's "On Us" Nacha processing will automatically identify any transactions that would have the same routing number as the destination bank and will split the transactions into two files. |
on_us_match_routing | The routing numbers used for the "On Us" processing. > A list of routing numbers using a comma delimiter. |
on_us_export_type | The "On Us" processing file type to export. |
export_type | The file type for the export. |
bank_routing | Routing number; the system will not accept a fake routing number. |
discretionary_data | Information used when data is unbalanced. |
tax_id | Your company's tax ID. |
file_version | The NACHA file version to use. |
cutoff_days | This determines which days of the week batch files are created. |
cutoff_time | Should be formatted as HH:MM. Any transaction before this time will be in today's batch, and any submitted after this time will be in tomorrow's batch. |
time_zone | The time zone in which the originator is located. |
account_balance_check | Determines whether to use LoanPro's User-Permissioned Bank Account Access feature to continually capture the balance of bank accounts used with this processor configuration. |
process_non_connected | Determines whether to process payment transactions for payment profiles that have not been connected via LoanPro's User Permissioned Bank Account Access feature. |