Create customer

This request creates a customer.

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Creating Customers

Customers represent your borrowers within Secure Payments. Here's what you need to know about creating customers:

  • The customers entity holds customer information within Secure Payments.
  • Creating a customer via this request will store the borrower's information only in Secure Payments—not the Loan Management System. If you'd like borrower information to match in both systems, create a customer via the LMS API ↗. Creating a customer within LMS will simultaneously create a customer within Secure Payments.
  • Once a customer has been created, Payment Profile information can be linked to the customer via the following separate requests:
  • Some fields are required to create a customer, while others are required if the customer will be associated with a Card. Take note of the payload parameter details to ensure you cover all of your bases.

For an example of how customers work within the Secure Payments UI, take a look at our Secure Payments – Customers ↗ article.

Sample Payloads

{
    "customer": {
        "first_name": "Terry",
        "last_name": "Bellevue",
        "birthdate": "06/17/1988",
        "gender": "male",
        "email": "[email protected]",
        "phone_number": "8011111111",
        "generation_code": "none",
        "ssn": "000000000",
        "kyc_preferred_id_type": "ssn",
        "driver_license": "A9289290",
        "credit_limit": 12000,
        "primary-address": {
            "state": "UT",
            "country": "USA",
            "address1": "2000 S 1300 E ",
            "zipcode": "84105",
            "city": "SALT LAKE CITY"
        },
        "mail-address": {
            "state": "UT",
            "country": "USA",
            "address1": "2000 S 1300 E ",
            "zipcode": "84105",
            "city": "SALT LAKE CITY"
        }
    }
}
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