Create Cybersource processor configuration

LoanPro is integrated with Cybersource, a payment gateway that allows you to process bank card transactions, void payments, manage funding/disbursements, and retrieve payment statuses. Cybersource is not directly connected to the credit card networks, but routes payment information to your Merchant Services Provider (MSP). You must engage your own MSP, and we recommend you use Select Bankcard.

Through Cybersource, you can participate in the Visa Debt Repayment Program, but the specific benefits—such as reduced interchange fees—depend on your chosen merchant acquirer.

Note the following when creating an Cybersource processor configuration:

Before creating a Cybersource processor, ensure you have completed the following steps:

1. You have activated an account with Cybersource.
2. You have a Merchant Services Provider.

This request creates the payment processor configuration in Secure Payments and LoanPro. This allows users to initiate transactions from LoanPro and select a payment processor.

To learn more about LoanPro's integration with Cybersource, see Cybersource ↗

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How do payment processor configurations work within Secure Payments?

Secure Payments is integrated with multiple payment processors. The processors entity within Secure Payments represents configuration settings for how payment information is sent to a specific payment processor. Multiple processor configurations can be created for integrated payment processors—for example, two different Cybersource configurations can be created to handle different payment situations.

Secure Payments acts as the intermediary between LoanPro's Loan Management System and integrated payment processing partners. Transactions initiated from LoanPro are sent to the payment processor via Secure Payments; once the transaction status updates, Secure Payments relays the status to LoanPro to update the account's balance and transaction history.

To learn more about how LoanPro and Secure Payments work together, see Intro to Secure Payments ↗

{
    "cybersource": {
        "name": "Cybersource Processor",
        "organization_id": "organization_id",
        "key": "key",
        "shared_secret_key": "secret_key",
        "visa_debt_repayment_program": false,
        "sandbox_mode": true
    }
}