Checking & Savings Accounts

This section overviews checking and savings accounts within Secure Payments.

The checking-account entity includes both checking and savings accounts and represents types of payment profiles in Secure Payments. Checking accounts created in Secure Payments are tokenized. Use this token when making Secure Payments requests.

You can retrieve bank account information, verify routing numbers, create bank accounts, update bank accounts, and delete bank accounts.

The checking-account entity holds checking and savings account information. Secure Payments uses ValidiFI to verify bank account information. You will find the key-value pairs for the checking-account below.

Key-value pairs

Value:Definition:
addressThe bank address associated with the account.
finicity_available_balance_dateThe date the available balance was checked.
account_typeThe type of account.
finicity_available_balanceThe available balance in the account.
cityThe bank's city.
bank_nameThe bank's name.
stateThe bank's city.
zipcodeThe bank's zipcode.
eft_branch_numberThe EFT branch number.
response_codeThe ValidiFI verification response.
accountholder_nameThe account holder's name.
routing_numberThe bank's routing number.
account_numberThe bank account number.
validation_dataThe ValidiFI validation information.
eft_institution_numberThe EFT institution number.
uuidThe bank account's uuid.
finicity_last_transaction_dateThe last date of a transaction.
countryThe bank's country.
finicity_continual_captureWhether Finicity will continually verify the account.

For more information and to see how cards work in the UI, see our Payment Profiles article.