Create Actum processor configuration

Actum is one of LoanPro's integrated payment processing partners that handles ACH payment and funding transactions made within the United States. This request creates a new payment processor configuration and determines the settings for how transactions are sent to Actum. Note the following when creating an Actum processor configuration:

Before creating a processor configuration, ensure you have activated an account with Actum. Your Actum account credentials are used within the payload of this request.

This request creates the payment processor configuration in Secure Payments and LoanPro. This allows users to initiate transactions from LoanPro and select a payment processor.

Actum supports same-day ACH payment and funding transactions. Please note that using same-day ACH transaction processing is dependent on your agreement with Actum.

To learn more about LoanPro's integration with Actum, see Actum ↗

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How do payment processor configurations work within Secure Payments?

Secure Payments is integrated with multiple payment processors. The processors entity within Secure Payments represents configuration settings for how payment information is sent to a specific payment processor. Multiple processor configurations can be created for integrated payment processors—for example, two different Actum configurations can be created to handle different payment situations.

Secure Payments acts as the intermediary between LoanPro's Loan Management System and integrated payment processing partners. Transactions initiated from LoanPro are sent to the payment processor via Secure Payments; once the transaction status updates, Secure Payments relays the status to LoanPro to update the account's balance and transaction history.

To learn more about how LoanPro and Secure Payments work together, see Intro to Secure Payments ↗

{
    "actum": {
        "name": "Actum Processor 3",
        "password": "password123!",
        "username": "username",
        "parent_id": "123",
        "sftp_username": "username",
        "sftp_password": "password123!",
        "syspass": "syspass",
        "sub_id": "123456",
        "same_day": true,
        "same_day_cutoff_timezone": "UTC",
        "same_day_cutoff_time": "17:00",
        "account_balance_check": true,
        "process_non_connected": true
    }
}