A credit forgives a portion of debt on a line of credit (LOC) account. Note the following when logging a credit transaction:

• The LineOfCreditCreditTransactions object holds credit information. This object is nested within the LineOfCredits entity.
• Credits cannot be applied before the account's open date or to previous billing cycles. Attempting to do so will result in a 409 error.
• Credits are applied broadly to an LOC account instead a specific Bucket. As a result, credits affect the account's total balance.

For an example of how logging a credit works within the UI, take a look at our "Credits" help article.

Database

For information regarding credit transaction database tables, see the following articles:

• Database – Line of Credit Account Credit Transaction Entity (line_of_credit_credit_transaction_entity)
• Database – Line of Credit Account (line_of_credit_entity)

{
    "entityId": "340",
    "title": "New Credit",
    "status": "lineOfCredit.transactionStatus.active",
    "amount": "100.00",
    "categoryId": 1,
    "paymentTypeId": 1,
    "applyDate": "2025-04-24",
    "description": "",
    "bucketId": 0
}