Add Charge

General

Lenders use charges to include additional amounts to a loan. Charges are most commonly used to deter borrowers from making late payments. Here's what you need to know about this request:

• This request will add a charge to a loan.
• This request logs a single charge, which is different than creating recurring charges.

For an example of how charges work within the UI, take a look at our Charges Overview article on our help site.

Database

For information regarding charges database tables, see the following articles:

• Database – Charges Table (charge_entity)
• Database – Default Charges (defaults_charges)
• Database – Recurring Charge Entity (recurring_charge_entity)

{
    "Charges": {
        "results": [
            {
                "amount": "25.00",
                "chargeTypeId": 3,
                "date": "2021-09-19",
                "info": "Late Fee",
                "chargeApplicationType": "loan.latefeeapp.standard",
                "interestBearing": 1,
                "pastDueSetting": "loan.pastdue.omitted"
            }
        ]
    }
}

📘

Try It Instructions

Our requests often provide sample payload information so that you can receive a 200 response from simply hitting the Try It button. This request is ready for you—expand the object by clicking the "+" symbol and hit Try It to send the request.

If you would like to try this request with your own tenant account, make sure to change the headers to match your own authentication information.