Log Charge-Off

This request allows you to log a charge-off on a payment.


A lender may determine it's in their best interest to charge-off an amount on a loan. Here's what you need to know about this request:

  • Charge-offs are not a forgiven amount on a loan—they hold credit implications for the borrower.
  • A charge-off is actually logged as a credit within LoanPro for accounting purposes. You'll notice the payload for this request uses the Credits object.
  • A charge-off can be made for any amount up to the remaining loan balance. You can charge off the rest of the loan or just a portion of it.

For an example of how charge-offs work within the LoanPro UI, take a look at our Charge-Offs 101 article.


For information on charge-off database tables, see the following articles:

     "Credits": {
          "results": [
                    "resetPastDue": 0,
                    "chargeOffFlag": 1,
                    "loanId": 9709,
                    "date": "2022-07-01",
                    "paymentType": 1,
                    "category": 6,
                    "amount": 100,
                    "title": "This charge-off was logged via the API."


Try It Instructions

Our requests often provide sample payload information so that you can receive a 200 response from simply hitting the Try It button. This request is ready for you—expand the object by clicking the "+" symbol and hit Try It to send the request.

If you would like to try this request with your own tenant account, make sure to change the headers to match your own authentication information.

Click Try It! to start a request and see the response here!