Interest Adjustment Transaction

This request increases or decreases the amount of interest due in the next payment.

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Interest adjustment transactions are used by lenders to increase and decrease the interest due on an account:

  • An interest adjustment transaction works like a charge or a credit—all of these affect a loan's amounts. In other words, instead of simply logging adjustments for bookkeeping's sake, these cause a borrower to pay more or less on their loan.
  • Multiple interest adjustment transactions can be applied to the same date, but they must take place after the contract date.
  • Interest adjustment transactions do not affect a loan's interest rate.

For an example of how interest adjustment transactions work within the UI, take a look at our Interest Adjustment Transactions article.


For information on interest adjustment transaction database tables, see the following article:

    "InterestAdjustments": {
        "results": [
                "id": "",
                "date": "04/07/2022",
                "type": "loan.interest.adjust.type.decrease",
                "amount": "125.00",
                "categoryId": 1,
                "title": "Testing"
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