Interest Adjustment Transaction

This request allows you to increase or decrease the amount of interest due in the next payment.


Interest adjustment transactions are used by lenders to increase and decrease the interest due on an account. Here's what you need to know about this request:

  • An interest adjustment transaction works like a charge or a credit—all of these affect a loan's amounts. In other words, instead of simply logging adjustments for bookkeeping's sake, these cause a borrower to pay more or less on their loan.
  • Multiple interest adjustment transactions can be applied to the same date, but they must take place after the contract date.
  • Interest adjustment transactions do not affect a loan's interest rate.

For an example of how interest adjustment transactions work within the UI, take a look at our Interest Adjustment Transactions article.


For information on interest adjustment transaction database tables, see the following article:

    "InterestAdjustments": {
        "results": [
                "id": "",
                "date": "04/07/2022",
                "type": "loan.interest.adjust.type.decrease",
                "amount": "125.00",
                "categoryId": 1,
                "title": "Testing"


Try It Instructions

Our requests often provide sample payload information so that you can receive a 200 response from simply hitting the Try It button. This request is ready for you—expand the object by clicking the "+" symbol and hit Try It to send the request.

If you would like to try this request with your own tenant account, make sure to change the headers to match your own authentication information.

Click Try It! to start a request and see the response here!