A credit transaction forgives a portion of debt on a line of credit account. Note the following when using this request:

The LineOfCreditCreditTransactions object holds credit information, and it's nested within the LineOfCredits entity.

Credits cannot be applied before the account's open date and cannot be applied in previous billing cycles. Keep this in mind when editing an existing credit.

Credits are applied broadly to a line of credit account instead of a specific Bucket.

For an example of how logging a credit works within the UI, take a look at our Credits article.

Database

For information regarding credit transaction database tables, see the following articles:

Database – Line of Credit Credit Transaction (line_of_credit_credit_transaction_entity)

Database – Line of Credit Account (line_of_credit_entity)

{
    "title": "March Promo Credit",
    "status": "lineOfCredit.transactionStatus.active",
    "amount": "12.34",
    "applyDate": "2025-04-25",
    "bucketId": 0,
    "description": "March Promo Credit"
}