Manage card status

This request updates a card's status.

Once a card is associated with a line of credit account and borrower, this endpoint is used to provide card controls. This request uses an LMS endpoint, but card status information is automatically updated in both LoanPro and Secure Payments.

A card's status determines whether it can be used in future transactions. For cards that have been stolen, lost, or canceled, a new card can be generated. For information on generating new cards, see the POST Create card in LMS + SP request.

💭 Want to be generate a webhook when a card is updated?

A native Card update webhook exists within Secure Payments, which can push information to an external source. Take a look at our Secure Payments Overview article to learn more.

Statuses

Here's a breakdown of the available card status options and how they affect the approval of transactions:

Card Status + Description

Corresponding Enumerated Value

Transactions allowed?

Active The card has been activated by the borrower an is valid for use.

active

Yes ✅

Blocked The card has been temporarily blocked or "frozen" by the borrower. This status is used for scenarios where the card will be approved for usage in the near future.

Unfreeze a card by returning its status to active.

blocked

No ❌

Canceled
The card will be permanently set as unusable. A replacement card can be generated later if necessary.

canceled

No ❌

Inactive
The card has been created, but it has not yet been activated by the borrower.

inactive

No ❌

Lost
The card has been reported as misplaced by the borrower.

If the card is found, its status can return to active to enable usage.

If the card is not found, a new card will be generated. The new card can keep the existing card number, but a new expiration date and CVV will be generated.

If the card is issued by Visa DPS, this status is permanent; the status of the card can only be updated if the card is reissued.

lost

No ❌

Stolen
The card has been reported as stolen by the borrower.

If the card is found, its status can return to active to enable usage.

If the card is not found, a new card will be generated. The new card will have a new card number, expiration date, and CVV.

If the card is issued by Visa DPS, this status permanent; the status of the card can only be updated if the card is reissued.

stolen

No ❌

Language
Credentials
Click Try It! to start a request and see the response here!