On a line of credit account, a borrower's balance is divided between several buckets which each have their own credit limit and interest rate. It is possible to transfer the balance of one bucket to another. Note the following when using this request:

The LineOfCreditBucketTransferTransactions object holds bucket transfer information, and it's nested within the LineOfCredits entity.

Bucket transfers require a "from" bucket and a "to" bucket. Both buckets must be currently active on the account.

Balance transfers can also be edited and reversed.

For an example of how bucket transfers work in the UI, take a look at our Bucket Transfer article.

Database

For information regarding line of credit charge database tables, see the following articles:

Database – Line of Credit Bucket Transfers (line_of_credit_bucket_transfer_entity)

Database – Line of Credit Setup Bucket (line_of_credit_setup_bucket_entity)

Database – Line of Credit Account (line_of_credit_entity)

{
    "lineOfCreditId": 340,
    "status": "lineOfCredit.transactionStatus.active",
    "amount": "12.34",
    "fromBucket": 1,
    "toBucket": 6,
    "applyDate": "2025-04-24",
    "description": "Transfer"
}